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Three Reasons Why BNPL Is Failing & The Future of BNPL

The slump within startups in the BNPL market is concerning. Especially Klarna which has gone down from $46B in valuation to $6.5B. The same goes for Affirm which has lost 80% since the beginning of 2022. Delinquency and securitization of loans is a real concern and will impact if regulations are not strengthened in this direction.

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Read more about the article Myths of Innovation – Why problem definition is more important than finding solutions
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Myths of Innovation – Why problem definition is more important than finding solutions

The process of Innovation is challenging and somehow with working knowledge, we all know what is required to innovate. However, there are still some aspects and stories that can always inspire us. Myths of innovation solidified my knowledge about following the path of idea generation. Key, as Scott also states, is to have a lot of ideas tested and crossed out. You need to have a bank where you can always go and pick an idea from which to test and develop a hypothesis. The goal during idea generation is to think without constraints and filters. Once you have a substantial problem, follow the path of learning as much as possible before committing to a solution.

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Read more about the article Metaverse and Numbers: Understanding the COST and TAM – Part III of the Metaverse series
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Metaverse and Numbers: Understanding the COST and TAM – Part III of the Metaverse series

What we need are the social attitudes to change to experience this new era on the internet. Metaverse is the grand vision to provide a parallel universe. Costs of building it are high (in the range of ~$700B). The market is close to $14T. Is it all speculative or can companies like Meta, Microsoft, Roblox, etc. make it happen? There is a lot to unpack and understand. I explore these scenarios and dive more to understand the market of a metaverse in this article.

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Read more about the article You’re a Product Manager – How to write effective user stories?
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You’re a Product Manager – How to write effective user stories?

User stories are an essential component of this ideology that lets you define what benefits your products will bring to your target audience. User stories will allow you to connect your North star metrics with user expectations

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Read more about the article Collaboration: The Art and Science of Product Management
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Collaboration: The Art and Science of Product Management

Collaboration is a practice that brings together the whole team to achieve a specific goal. Working in a collaborative environment opens the doors to creating a product that offers real value in a fast and efficient manner and maintains a strong team.

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Read more about the article You’re a Product Manager – Why you should think about creating an MVP
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You’re a Product Manager – Why you should think about creating an MVP

So what is MVP after all, “Minimum Viable Product is a version of the product which includes only features that solve a core problem for a specific set of users, allowing organizations to release it to the market.” Eric Ries, the author of Lean Startup, defines MVP as “a version of a new product which allows the team to collect the maximum amount of validated learnings about customers with the least effort.” In simple words, MVP includes features that solve a core problem for a set of users and thrive in the market.

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